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Homebuyer's report

A Homebuyers Report, or a homebuyers survey, is a surveyors assessment of the state of repair and condition of the property. The report will summarise the findings and make recommendations for further investigations or remedial work if required. Any issues or concerns from the report can be discussed directly with the surveyor.

Higher Lending Charge

This insurance covers the lender if the property is repossessed and the subsequent sale proceeds do not repay the outstanding mortgage debt and costs in full. The Higher Lending Charge protects the lender, not the purchaser who would still be responsible for the shortfall.

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